Project your retirement nest egg from today through retirement age.
The standard retirement calculator: current age, target retirement age, current savings, monthly contributions, and expected return. Watch the numbers grow year by year.
Core Formula
FV = Current × (1+r)^n + Monthly × [((1+r)^n - 1) / r] (monthly compounded)
What is the safe withdrawal rate?
The classic 4% rule has been validated for 30+ year retirements. More conservative retirees target 3-3.5% for longer horizons or bequest goals.
Should I include Social Security?
Yes. Social Security is the base layer of retirement income for most Americans. Add it after modeling your personal savings nest egg.
* All calculations above are theoretical estimates. Actual returns vary based on market performance, fees, taxes, inflation, and economic factors. This tool is for educational purposes only — not financial advice.
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