1. Acceptance of Terms
By accessing or using CompoundFig ("the Site"), you agree to these Terms of Service in full. If you disagree with any part, you must discontinue use immediately.
2. Description of Service
CompoundFig provides free, web-based financial calculators, educational articles, and related informational content. The Service is provided for educational and illustrative purposes only, and does not constitute any form of professional advice — as set forth in our Disclaimer.
3. Eligibility & Account
CompoundFig does not offer user accounts. The Service is available to anyone aged 13 or older with access to a compatible web browser. Use by children under 13 is strictly prohibited.
4. Acceptable Use
When using the Site, you agree NOT to:
- Use the Service for any illegal purpose or in violation of any law, statute, or regulation.
- Attempt to gain unauthorized access to any part of the Service, its infrastructure, or other systems.
- Use bots, scrapers, crawlers, or automated means to extract calculator logic or content at scale.
- Reproduce, republish, or redistribute the calculators themselves (as software) in any form without written permission.
- Interfere with, disrupt, or damage the Service or any user's access to it.
5. Intellectual Property
The original content on this site — including calculator source code written by CompoundFig, original article copy, original visual designs, editorial selection, and arrangement — is the property of CompoundFig and/or its licensors, and is protected by applicable copyright laws.
You may quote, share, and reference small excerpts of articles with attribution and a link back. You may use calculator results for personal use. For any other use, including embedding calculators, syndication, or commercial reuse, please contact us to discuss permission.
6. External Links
The Site may contain links to external websites (e.g. partner calculators, government agencies, research institutions). We do not control these sites and assume no responsibility for their content, accuracy, privacy policies, or terms. You access them at your own risk.
7. Disclaimers of Warranties
The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind — express, implied, or statutory. Without limitation, we disclaim the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, secure, or accurate at all times.
8. Limitation of Liability
To the maximum extent permitted by law, CompoundFig, its operators, contributors, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the Service. This includes, without limitation, loss of profits, loss of capital, business interruption, or any financial decision you make.
9. Indemnification
You agree to indemnify and hold harmless CompoundFig and its operators from any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, your use of the Service, or any content you submit.
10. Modifications
We may modify these Terms at any time by posting the updated version on this page. Your continued use of the Service after changes become effective constitutes your acceptance of the modified Terms.
11. Governing Law & Disputes
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware (or the applicable jurisdiction of your residence), without regard to its conflict of law principles. Any dispute arising out of these Terms shall be resolved first by good-faith negotiation, then — if unresolved — exclusively in the appropriate courts of competent jurisdiction.
12. Contact
Questions about these Terms: legal@compoundfig.com.